Chapter (1 of 1)

Merchant Account Fees
by Jeremy Netlon

Here are the most common fees of merchant account providers:
  • Application fee. A fee charged for an applying for an account (whether you are approved or not.).
  • Setup fee. A fees associated with establishing the account.
  • Discount Rate. A percentage deducted for each sale.
  • Transaction fee. A flat fee on each transaction. Added to the discount rate.
  • Gateway fee. A fee charged for merchant services provider's processing network maintaince.
  • Statement fee. A fee for issuing you statements on all transactions.
  • Monthly Minimum fee. A minimum fee charged regardless of the level of your sales each month.
  • Chargeback fee. A fee charged per fraudulent transaction.



Other possible fees:
  • Annual year fee.
  • AMEX/Discover setup fees.
  • Annual fee.
  • Batch fees.
  • Hidden setup charges.
  • Intercharge fee.
  • Licensing fees.
  • Non-refundable setup charges.
  • Pass-through fees.
  • Retrieval fees.
  • Reserve.
  • Software fees.
  • Termination(Cancellation) fee.
  • Wire transfer fees.






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